ADVICE, the online investment advice

Keytrade Bank has developed a revolutionary module that gives online investment advice, based on the client's trading portfolio. ADVICE is free of charge.

• What you can expect from ADVICE
  Every day you will get buy and sell advices that take into account your investment profile and the composition of your current trading portfolio.

  Arbitration-transactions will be recommended if it is opportune to replace a certain share from your portfolio with another one. It can for example be possible that a share X from a certain activity sector has a better scoring than your share Y from the same sector.

  The global structure of your trading portfolio is also closely followed. You will be recommended to build a balanced portfolio, that is the necessary sector sharing out as well as geographic spreading.

  Alerts keep you informed if an event having an impact on the quote of one of your values occurs.

  With the Screening function , you can ask ADVICE to give an opinion on a particular share that you have yourself inserted.

• How can I start off with ADVICE
  

  1. You own shares within another bank or stockbrokerage firm.
     Open an account for free and initiate your deeds transfer. Pay attention: at Keytrade Bank you do not have any management fees or custodian fees for your online assets.

     After having accessed our secured site, sign in the Asset Management Contract and fill in the form that will determine your investment profile.

     As soon as you have shares in your Keytrade trading portfolio you can follow ADVICE's recommendations.

  2. You do not have shares yet
     Open an account for free at Keytrade. After having accessed our secured site, sign in the Asset Management Contract and fill in the form that will determine your investment profile.

• 6 sorts of advices
  There are 6 sort of advices daily updated and driven by a motivation.

  • Buy advice
    
  • Sell advice
    
  • Arbitration advice
    
  • Global allocation advices
    

    ADVICE will give recommendations in relationship with the diversity of your portfolio.

    This means that the focus lays on the fact that your portfolio should remain optimally diversified regarding sector and geographic, taking into account your investment profile.

    Your optimal allocation (taking into account your investment profile) is compared to a model portfolio. You can consult this model portfolio online.

    The Global allocation advices work as followed:

    First ADVICE will indicate the discrepancies with respect to the model portfolio. It concerns always your portfolio's geographic and sector deviations taking into account the model portfolio. Important discrepancies (if the deviation amounts to more than 5% taking into account the model portfolio) will be indicated in red.

    Then, you can receive a recommendation on how to eliminate these discrepancies in two different ways:

    a) Individual
    Click on the determined discrepancy (e.g. "Basic Materials, USA : +7%", which means that your portfolio is overweighed for 7% in the American Basic Material sector). You get to see the underlying American Basic Material shares from your portfolio, with the indication of how many you need to sell of each of these shares to bring your portfolio in balance for this sector and geographical zone.

    Opposite, if you are underweighted in a certain sector and geographic zone(e.g. "Financials, EU: -8%"), you'll get by clicking the underweighted position, the name and the quantity of the best matching shares which you must buy to eliminate the underweighting in this sector and geographic zone.

    b) Global
    You can opt for a quick global overview of the most important discrepancies, which your portfolio shows in comparison with the model portfolio.

    For all important discrepancies, a real advice will be granted on what you need to do if you wish to get a well-balanced portfolio back. Concretely, you are notified which shares to sell and which shares to buy.

  • Alerts
    
  • Screening
    

  ADVICE only gives recommendations concerning the trading portfolio. No advice will be given for derivative products, bonds, funds or other financial instruments.
  ADVICE does not take into account cash available in your portfolio.

• For which stock markets and for which shares ADVICE is granted?

  ADVICE gives recommendations concerning your trading portfolio. For all other investment instruments no advice is given. Keytrade Bank does not give advice for small caps (market capitalization less than € 250 million) or shares that are not sufficiently followed by financial analysts.

  ADVICE is given for +/- 5000 shares listed on Euronext Brussels, Euronext Paris, Euronext Amsterdam, London Stock Exchange, Xetra (Frankfurt), Borsa Italiana (Milan), New York Stock Exchange (NYSE), NASDAQ, American Stock Exchange (AMEX) and Swiss Stock Exchange.

  Keytrade Bank does not give advice for small caps (market capitalization less than € 250 million) or shares that are not sufficiently followed by financial analysts.

• For which type of client is ADVICE intended for?

  Each client of Keytrade Bank can, on one's own initiative, appeal for this online advice module. There is no minimum portfolio value required.

  However, a balanced trading portfolio contains at least 10 to 15 different lines. The value of a share position amounts to preferably- for costs reasons - at least to € 2,500. This means that a well-balanced trading portfolio amounts to at least € 25,000 to € 35,000.

  If your trading portfolio is smaller, ADVICE can give you useful buy -and sell advices. The arbitration advices and the Global allocation advices will be less relevant.

More questions, download ourFAQ's or contact our helpdesk +32 (0)2 / 679 90 00 or info@keytradebank.com.